Having cashlandloans.net/payday-loans-ne/ pro mortgage brokers at every department workplace, regional financing upkeep, and the power to apply on the web or in-individual, Westfield Bank even offers an easier way to buy, make, otherwise refinance.
Contemplating to shop for a home? Take advantage of all of our Secure & Shop program! After you’ve been prequalified, you’re going to get an approval page one to promises your interest to possess 30 days so you can shop confidently. Begin today! Follow this link to use on the internet, otherwise telephone call any kind of the of use Home loan Officials revealed lower than.
Unique programs to own experts, basic responders and first-go out homeowners. Be sure to query you how we can help you score an effective rates and spend less on closing costs!
At the Westfield Bank, we’ll end up being with you every step of cure for guarantee a simple, easy, and you may stress-100 % free experience. Invited domestic!
Home loan Items
- Fixed-Speed
- Changeable Speed
- First-Big date Homebuyers
- Framework & House Money
- Financing Loans
- Earliest Responders & Experts
Fixed-Speed Mortgages
That have repaired costs and you will words, Fixed-Rates Mortgage loans offer the peace of mind off a predetermined month-to-month commission towards the life of the loan. Fixed-Speed Mortgage loans can be used for primary otherwise secondary houses.
Changeable Speed Mortgage loans
Made to provide people that have down monthly payments, Changeable Rates Mortgage loans possess interest rates that will be fixed to have an enthusiastic initially name then modified from time to time after that. Readily available for number 1 or secondary residences, we provide multiple changeable rate terms.
First-Date Homebuyers Applications
Finding your first family? Westfield Bank will provide you with the flexibleness to try to get a property loan on the web, myself, otherwise each other. Which is a great. Nowadays, the audience is as well as providing very first-day homebuyers $five hundred off closing costs. That is ideal!
Featuring low-down repayments and you may unique capital words, our Very first-Time Homebuyer Apps are designed to build purchasing your basic family easier plus reasonable. To own a finite date, we have been to make you to very first domestic buy convenient of the extending a good $five hundred bank credit with the settlement costs towards the one recognized financial once you implement which have Westfield Financial.
*Borrower will have good $500 financial borrowing toward settlement costs within closing. At the mercy of underwriting and you will loan approval. Property should be based in Massachusetts or Connecticut. Refinances of current Westfield Bank loans aren’t qualified. May be and almost every other also offers. Provide is rescinded anytime.
Structure Fund
Building a property are a complex process. We assist you each step of solution to make the framework funding feel since stress-totally free that one can-of start to finishing fingernails.
- One qualification and something closure
- Interest-only payments throughout the 12-times design several months
- Fixed-rates otherwise varying price home loan choice
Residential property Funds
Located just the right place to help make your brand new home? That have an area Mortgage regarding Westfield Financial, you can money the purchase regarding residential property to build with the. Maximum loan-to-value (LTV) are 80% with attract-merely costs for a few age.
Money Funds
Looking to buy property given that a good investment? All of our Money Funds are a great way to finance low-owner occupied homes.
Energetic armed forces, experts, and you can earliest responders, you create our very own teams better. Very, we have been providing you with $five-hundred from closing costs and come up with your financial feel best.
Westfield Financial appreciates this service membership and you may sacrifice of our own region’s uniformed services pros, off energetic and you will retired army servicepeople to police officers, firefighters, and you will EMTs. For this reason the audience is stretching an excellent $500 bank borrowing from the bank into the mortgage settlement costs.
*Debtor can get a $500 bank borrowing from the bank toward closing costs at closing. Susceptible to underwriting and you can financing acceptance. Assets should be situated in Massachusetts otherwise Connecticut. Refinances of latest Westfield Loans aren’t eligible. Promote tends to be rescinded any time.